If you want to quickly find a private loan , Fast Money can help you find a cheap one in the Swedish loan market. You click through to a lender’s website by selecting one from the list below. The money within a couple of days.
Private unsecured loans of up to USD 600,000 quickly and easily via Good Finance! We compare and list some of the cheapest private loans in the Swedish market. You do not need to put any collateral behind the loan, that is, no property needs to be pledged as your mortgage loan. When you take a car loan, for example, the car stands as collateral behind the loan.
When you take out a mortgage, the home is safe
Your fixed income, your credit history and your ability to pay are the bank’s only security to get your money back.
Private loans are sometimes called consumer loans, annuity loans or bank loans. If you are wondering what annuity is for something, you can read more on Wikipedia here. If you want to read some more information about private loans, you can browse Wikipedia’s article and read more about private loans here.
Borrow 300,000 here. Borrow 350000 here. Borrow 400,000 here.
Borrow 500,000 here. Borrow 600,000 here.
Private loan interest rate
Private loan interest – The interest rate on your private loan is always calculated individually, only after a credit report has been retrieved and a credit assessment has been made. The better credit rating you have, the lower the interest rate you will be offered. It is difficult to say in advance what interest rate you will be offered. There are sample rates on the lenders’ pages. Often they also have different controls that you can adjust. Try changing the sum and maturity of your potential home loan so you will have an idea of what your loan may cost.
However, to get a definitive answer, you must submit a loan application and wait for the credit rating to see what interest rate you will be offered. Several different factors affect your credit rating. How much you earn, your expenses, credits, whether you have children or if you are married are some factors that come into play. As mentioned, the interest rate is set individually according to your payment conditions. Submit an application and see what interest rate you can get.
Remember that the interest rate is something that is often negotiable. Call the lender and see if you can bargain a little on the interest rate after you have been granted a private loan. If you have an existing private loan and your income or ability to pay is improved, you can sometimes negotiate the price of your interest rate.
Private loans low interest rates
Private loan low interest rates – There are several strong players out in the Swedish loan market. Bank Norwegian is an example of a lender with really good loans with low interest rates. They have interest rates from 4.99% onwards. This is one of the best interest rates in the market for private loans. Their competitive interest rates have made them one of the most popular lenders in Scandinavia. They also have a very popular credit card that you can apply for in connection with your loan. The loans are raised on long maturities, which push down the interest rate even more.
Bank Norwegian loans:
- Borrow between USD 5000 and 600,000.
- No collateral is required for the loan.
- Interest rate between 4.99% and 20.24%.
- Sign securely with your BankID. You can read more about BankID here.
When you take out a loan from BankNorwegian you always pay a setup fee of USD 399. Payments are handled monthly. You are also given the opportunity to collect loans if you have a sms credit, mobile loan or many mini loans.
Bank Norwegians basic requirements:
- You may not have debts with Kronofogden, read more about KF here.
- You need to have been resident and registered in Sweden for the past 3 years.
- Of course, you must be at least 18 years of age and of legal age.
Compare private loans
Compare private loans directly from our compilation of cheap loans in Sweden. You quickly get an overview of the terms and interest rates offered by the various players. You can easily compare private loans by looking at the list at the top. However, sample rates are presented and prices do not correspond to one hundred percent. Compare prices of different loans directly in the list above. There you get a decent estimate of what a loan may cost you.
It is good to compare several lenders before deciding on the one that best suits your needs. Obviously, you want as low an effective interest rate as possible. But you also want to find just loan terms. If you want, you can try sending off loan applications to several different lenders and then compare the prices you are offered. However, keep in mind that a UC request is made every time you apply. This can affect your credit rating.
If you use a loan brokerage service instead, only one credit report will be obtained from UC. It is up to you to choose which method you want to use. However, it does not cost anything to apply and you do not commit yourself to borrowing any money just because you have submitted a loan application. You can simply ignore an offer if you wish. On our site you will find your private loan.